The Summer heat has subsided, so now’s the time for tending to household chores. Start by checking the following areas:
– Garden: This is just the right season for planting perennials, trees and shrubs. Prune non-flowering shrubs and trim back tree limbs near your roof.
– Preparation: Prepare for Winter by giving your heating system a Tune-up. Also, check caulking and weather-stripping around doors and exterior windows. Clean out gutters and downspouts, and make sure outside water pipes are drained and protected from freezing.
– Garage: Make a clean sweep of the place. Get rid of unused items and organize tools, outdoor gear and yard equipment. Also, remove anything that’s likely to freeze, such as paint.
Tax Tips: If you’re self-employed, set up a tax-deferred retirement plan; if you participate in a 401(k), fund it to the maximum allowed. Use your remaining funds by setting up your medical appointments.